Meadow Primary Care

Already Have Insurance or a High Deductible?

What If You Have Insurance?

At Meadow Primary Care, we do not accept payment from insurance companies — and that's intentional.

By removing the insurance middleman, we’re able to provide what most traditional clinics can’t:

What Your Membership Gives You:

Excellent care for all, whether you’re uninsured, underinsured, or have a high-deductible plan
Answers to your questions and follow-ups — often without requiring an office visit
Longer, unrushed appointments so you feel heard, not hurried
Little to no wait times for office visits and same-day access
A focus on what really matters:
- Fewer unnecessary visits
- Less overprescribing
- Smarter, more personalized care
- Reduced hospital use and urgent care visits
Freedom from insurance paperwork and documentation headaches
Creative care delivery, including:
- Secure video visits
- Group education sessions
- House calls (when available)
Patient advocacy — we help you navigate specialists and avoid unnecessary or overpriced testing
Discounted cash pricing on labs and radiology services for uninsured patients

If you do have insurance, you can still use it for labs, imaging, prescriptions, and specialists — just not for visits at Meadow Primary Care.

Why This Works for High-Deductible Plans

If you have a high-deductible health plan (HDHP), you're likely paying out of pocket anyway.

With Meadow Primary Care, you get:

Predictable monthly pricing
Care when you need it, not after you meet a $3,000+ deductible
Peace of mind for everyday healthcare without ER visits or urgent care copays
Coverage for your whole family (or your team, if you’re a business owner)

You can still keep your insurance for catastrophic events. We cover everything else, without the red tape.

Talk to a Provider

Who This Is Perfect For

You have insurance but can’t get in to see your doctor

You’re frustrated by high deductibles and unpredictable costs

You want to avoid expensive urgent care or ER visits for simple issues

You want a real relationship with your healthcare provider

You want to avoid expensive urgent care or ER visits for simple issues

Frequently Asked Questions

Please reach us at info@meadowprimarycare.com if you cannot find an answer to your question.

Can I join Meadow Primary Care if I have insurance?

Yes. Many of our members have insurance but choose Direct Primary Care for better access, same-day appointments, and a more personalized care experience.

Why would I pay for DPC if I already have insurance?

Insurance doesn’t guarantee access. Our DPC model gives you unlimited visits, longer appointments, direct texting with your provider, and no surprise bills—benefits most insurance plans don’t offer.

Can I still use my insurance outside of Meadow Primary Care?

Absolutely. You can use your insurance for labs, prescriptions, imaging, and specialists while enjoying unlimited access to your primary care through your membership.

Do you accept HSA or FSA payments?

Yes. In most cases, you can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for your DPC membership. We recommend confirming with your plan administrator.

Is Meadow Primary Care considered in-network?

No. As a Direct Primary Care practice, we are out-of-network and do not bill insurance. Instead, your membership gives you complete access without claims, copays, or deductibles.

Why Insured Patients Choose Meadow Primary Care

Already Have Insurance or a High Deductible?

What If You Have Insurance?

Why This Works for High-Deductible Plans

Who This Is Perfect For

You have insurance but can’t get in to see your doctor

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

You want a real relationship with your healthcare provider

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

Transparent Pricing

Frequently Asked Questions

Why Insured Patients Choose Meadow Primary Care

Already Have Insurance or a High Deductible?

What If You Have Insurance?

Why This Works for High-Deductible Plans

Who This Is Perfect For

You have insurance but can’t get in to see your doctor

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You’re frustrated by high deductibles and unpredictable costs

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

You want a real relationship with your healthcare provider

You want to avoid expensive urgent care or ER visits for simple issues

You want to avoid expensive urgent care or ER visits for simple issues

Transparent Pricing

Frequently Asked Questions

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