If you've lived in Manatee County through even one hurricane season, you know the drill: the cone appears, the gas lines form, and the plywood comes out. But there's one part of storm prep that consistently gets left until it's too late — your health.

Pharmacies close before landfall. Practices cancel appointments. Phone lines jam. And every year, local emergency rooms see a spike in problems that had nothing to do with wind or water — they came from missed medications, lost prescriptions, and no way to reach a provider.

Hurricane season runs June 1 through November 30, and the Gulf's most active stretch is still ahead of us. Here's the health-prep checklist we walk our own patients through — and how Florida law actually works in your favor if you act early.

Step 1: Get Ahead on Prescriptions (Florida Law Is on Your Side)

The single most important thing you can do before a storm is make sure you won't run out of your daily medications while pharmacies are closed.

Here's what most people don't know: Florida has an emergency prescription refill law. When a state of emergency is declared for your county, insurers are required to authorize early refills — even if your plan would normally reject the claim as "too soon." That means once a declaration covers Manatee County, you can walk into your pharmacy and refill maintenance medications ahead of schedule.

Don't wait for the declaration to think about it, though. During hurricane season:

At Meadow, this part is simpler: text us that a storm is coming, and Meriem can review your medications and send refills to your pharmacy the same day — no appointment required, no phone tree, no "next available opening in three weeks."

Step 2: Build a Medical Go-Bag

Every hurricane kit list mentions water and batteries. Almost none of them cover the medical side properly. Here's what belongs in a zip-top bag you can grab in ten seconds:

Meadow members have one more advantage here: your records live in our patient portal, accessible from any phone, anywhere. If you evacuate to Orlando or Atlanta, your medication list and history travel with you.

Step 3: Plan for Refrigerated Medications

This one matters more every year as more of our patients are on refrigerated medications — insulin, and GLP-1 medications like Wegovy, Ozempic, and Zepbound.

If you lose power:

Step 4: Know Who Needs Extra Planning

Some households need to start earlier than everyone else:

Step 5: Know How You'll Reach Care When Everything Is Closed

Here's where the traditional system fails hardest during a storm. The office is closed. The answering service reads a script. The portal message gets a reply in 3–5 business days. Urgent care has a four-hour line of people with the same idea.

This is honestly one of the reasons Direct Primary Care exists. During and after a storm, Meadow members can:

Not a member yet? Storm season is genuinely a reasonable time to fix that — memberships start at $59/month for ages 2–25 and $119/month for adults, and there's no waiting period to start texting your provider.

After the Storm: The Injuries Nobody Plans For

The days after a hurricane send more people to local ERs than the storm itself. Watch for:

Most of these are exactly the kind of thing a quick text or telehealth visit can triage — saving you an ER bill and a parking lot full of people having a worse week than you.

The Bottom Line

Hurricane prep isn't just plywood and water jugs. Fifteen minutes now — refills topped off, a go-bag packed, a plan for reaching your provider — prevents the most common health emergencies a storm creates.

And if part of your prep is realizing you don't actually have a provider you can reach when it matters: that's fixable this week. Text us at (941) 340-1649 and we'll get you set up before the next cone appears.

Frequently Asked Questions

Yes. Florida law requires insurers to authorize early prescription refills when a state of emergency has been declared for your county, even if your refill would normally be considered too soon. Ask your pharmacy for an emergency refill as soon as a state of emergency is declared for Manatee County.

Aim for at least a 14-day supply of every daily medication at all times during hurricane season, and refill as early as your plan allows once a storm enters the forecast. Pharmacies close before landfall and may stay closed for days afterward.

Keep refrigerated medications such as insulin, Wegovy, Ozempic, or Zepbound in a cooler with ice packs if power is lost, and avoid opening it frequently. Most manufacturers allow limited time at room temperature — ask your provider or pharmacist for the specific guidance for your medication before the storm, not during it.

Yes. Meadow members can text Meriem directly and use telehealth visits from anywhere in Florida, including if you evacuate to another part of the state. As long as you have cell service, you have access to your provider — no phone tree, no answering service.

A current medication list with doses, at least two weeks of medications in original bottles, copies of insurance and pharmacy cards, a written allergy list, immunization records for kids, glasses or hearing aid batteries, and a portable phone charger so you can reach your provider by text or telehealth.

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Same-day appointments. 30+ minute visits. A provider who texts back. No insurance required.

MR
Meriem Richardson, MSN, APRN,